Terms & Conditions
Last updated: 8/21/2025
General Terms and Conditions
1. Company Information
Bafterno AG
Bahnhofstrasse 15, 8001 Zürich, Switzerland
CHE-123.456.789
Tax ID: CHE-456.789.012 MWST
Founded: 2020
Jurisdiction: Canton of Zurich, Switzerland
2. Scope of Services
⚠️ Important Disclaimer
We do not provide financial services.
Bafterno AG provides exclusively educational and informational content about financial topics. Our services include:
- Educational materials about financial literacy
- Neutral information about financial concepts
- General educational consultations
- Online educational resources
3. Educational Purpose Only
Investment Risk Disclaimer
All materials on this website are for educational purposes only. We do not provide financial advice and do not recommend specific products or services. All content is based on publicly accessible and official sources. Any investment decisions you make are at your own risk.
Our educational materials are designed to improve financial literacy and should not be construed as investment advice, financial planning, or recommendations for specific financial products.
4. User Responsibilities
By using our services, you agree to:
- Use our educational materials responsibly
- Understand that all content is for educational purposes only
- Seek professional financial advice for investment decisions
- Not hold Bafterno AG liable for any financial decisions you make
- Comply with all applicable laws and regulations
5. Intellectual Property
All content on this website, including text, images, logos, and educational materials, is the property of Bafterno AG and is protected by Swiss and international copyright laws.
You may use our educational materials for personal, non-commercial educational purposes only.
6. Limitation of Liability
Bafterno AG shall not be liable for any direct, indirect, incidental, special, or consequential damages arising from the use of our educational materials or services. This includes but is not limited to financial losses from investment decisions made based on our educational content.
7. Data Protection
We process personal data in accordance with our Privacy Policy and applicable Swiss data protection laws. By using our services, you consent to the collection and processing of your data as described in our Privacy Policy.
8. Modifications
Bafterno AG reserves the right to modify these terms and conditions at any time. Changes will be posted on this page with an updated effective date. Continued use of our services constitutes acceptance of the modified terms.
9. Governing Law
These terms and conditions are governed by Swiss law. Any disputes shall be resolved exclusively by the competent courts in Zurich, Switzerland.
10. Regulatory Compliance
Not connected with banks or regulated institutions in Switzerland.
Bafterno AG is not a regulated financial institution and does not provide regulated financial services. We are not affiliated with any Swiss banks or financial regulators.
11. Contact Information
For questions about these terms and conditions, please contact us:
Legal Department
Bafterno AG
Bahnhofstrasse 15, 8001 Zürich, Switzerland