Terms & Conditions

Last updated: 8/21/2025

General Terms and Conditions

1. Company Information

Bafterno AG

Bahnhofstrasse 15, 8001 Zürich, Switzerland

CHE-123.456.789

Tax ID: CHE-456.789.012 MWST

Founded: 2020

Jurisdiction: Canton of Zurich, Switzerland

2. Scope of Services

⚠️ Important Disclaimer

We do not provide financial services.

Bafterno AG provides exclusively educational and informational content about financial topics. Our services include:

  • Educational materials about financial literacy
  • Neutral information about financial concepts
  • General educational consultations
  • Online educational resources

3. Educational Purpose Only

Investment Risk Disclaimer

All materials on this website are for educational purposes only. We do not provide financial advice and do not recommend specific products or services. All content is based on publicly accessible and official sources. Any investment decisions you make are at your own risk.

Our educational materials are designed to improve financial literacy and should not be construed as investment advice, financial planning, or recommendations for specific financial products.

4. User Responsibilities

By using our services, you agree to:

  • Use our educational materials responsibly
  • Understand that all content is for educational purposes only
  • Seek professional financial advice for investment decisions
  • Not hold Bafterno AG liable for any financial decisions you make
  • Comply with all applicable laws and regulations

5. Intellectual Property

All content on this website, including text, images, logos, and educational materials, is the property of Bafterno AG and is protected by Swiss and international copyright laws.

You may use our educational materials for personal, non-commercial educational purposes only.

6. Limitation of Liability

Bafterno AG shall not be liable for any direct, indirect, incidental, special, or consequential damages arising from the use of our educational materials or services. This includes but is not limited to financial losses from investment decisions made based on our educational content.

7. Data Protection

We process personal data in accordance with our Privacy Policy and applicable Swiss data protection laws. By using our services, you consent to the collection and processing of your data as described in our Privacy Policy.

8. Modifications

Bafterno AG reserves the right to modify these terms and conditions at any time. Changes will be posted on this page with an updated effective date. Continued use of our services constitutes acceptance of the modified terms.

9. Governing Law

These terms and conditions are governed by Swiss law. Any disputes shall be resolved exclusively by the competent courts in Zurich, Switzerland.

10. Regulatory Compliance

Not connected with banks or regulated institutions in Switzerland.

Bafterno AG is not a regulated financial institution and does not provide regulated financial services. We are not affiliated with any Swiss banks or financial regulators.

11. Contact Information

For questions about these terms and conditions, please contact us:

Legal Department

Bafterno AG

Bahnhofstrasse 15, 8001 Zürich, Switzerland

B
Bafterno

Bafterno AG

Bahnhofstrasse 15, 8001 Zürich, Switzerland

CHE-123.456.789

Tax ID: CHE-456.789.012 MWST

Founded: 2020

Jurisdiction: Canton of Zurich, Switzerland

We do not provide financial services.

Contact

Bahnhofstrasse 15

8001 Zürich

Switzerland

Rechtlicher Hinweis / Legal Notice

Legal Notice: This website serves exclusively educational and informational purposes. We do not provide financial advice and do not promote specific products or services. All content is based on publicly accessible and official sources.

Operated by: Bafterno AG, Bahnhofstrasse 15, 8001 Zürich, Switzerland

(Not connected with banks or regulated institutions in Switzerland.)

© 2025 Bafterno AG. All rights reserved.

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